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Why a tax free savings account and how to manage it
When it comes to saving for a rainy day, South Africans are world wide known for not saving enough for unforeseen circumstances. Even...

Jaco van den Berg
Jun 5, 20242 min read
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What are your options on pre retirement savings
Saving for retirement is financially to most difficult journey you would ever go on. If you started early, it is easier because you made...

Jaco van den Berg
May 24, 20243 min read
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Retirement: What is a guaranteed annuity?
A Guaranteed annuity is a retirement product you buy post retirement with money you have saved up in your pension/preservation fund or...

Jaco van den Berg
May 15, 20242 min read
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Retirement: What is a living annuity?
A living annuity is a financial product you buy post retirement with the saved up money you have in your retirement annuity/pension fund....

Jaco van den Berg
May 15, 20241 min read
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Why are so many retirees unhappy with their retirement annuities, and how to avoid being one of them
You contribute towards a retirement annuity for many years and whether you realize it or not, you have an expectation of certain quality...

Jaco van den Berg
Nov 11, 20202 min read
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Oil traded negative : put into perspective
Late yesterday 20 April 2020 we saw something we never though possible. This morning as you opened social media you were overwhelmed with...

Jaco van den Berg
Nov 11, 20202 min read
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Doing your own insurance is like writing your own prescription
The short-term insurance market in South Africa is very competitive. With every insurer promising to be effective, honest and quick in...

Jaco van den Berg
Nov 11, 20202 min read
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What if you realise you do not have enough money for retirement?
Retirement is a scary prospect for a lot of people. For 40 years you were in an organization where you felt significant in the day to day...

Jaco van den Berg
Nov 11, 20202 min read
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Regular review of your policies is more important that taking them out in the first place
Unfortunately a lot of people and financial advisers are guilty of taking out/selling a policy, paying the premium and forgetting about...

Jaco van den Berg
Nov 11, 20201 min read
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Why life cover while I am still young?
A lot of people think about life cover only when they realise that death is a reality for every person. Young people see life insurance...

Jaco van den Berg
Nov 11, 20202 min read
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